As part of the Affordable Care Act (ACA), U.S. citizens and legal residents will be required to have qualifying health coverage by January 1, 2014. In preparation for this, a health care exchange (a place where consumers can purchase subsidized health insurance coverage) will be available beginning October 1, 2013.
Michigan has chosen to use the federal exchange for health insurance rather than implementing a state-based exchange. The federal exchange can be found at HealthCare.gov.
If an individual wishes their health insurance to begin January 1, 2014, they must enroll by mid-December. Open enrollment will close on March 31, 2014.
Individuals can apply for health care insurance by:
- phone at 800-318-2596 (TTY: 855-889-4325)
- online at HealthCare.gov | en Español CuidadoDeSalud.gov
- in person through a certified navigator (see also Health Center Outreach & Enrollment Assistance)
Information Resources provided by HealthCare.gov
- Get Ready to Enroll in the Marketplace
- Things to Think About When Choosing a Health Plan
- HealthCare.gov YouTube Channel
Additional Affordable Care Act and Health Care Resources
- MeL Health & Wellness Gateway
- Enroll Michigan – created by the Michigan Consumers for Healthcare; lists trained ACA Navigators and sign-up events around Michigan
- Michigan Department of Insurance and Financial Services
- The Requirement to Buy Coverage Under the Affordable Care Act – Kaiser Family Foundation
- Consumer Reports Guides to Health Care Reform and Medicare
- Health Care Reform Law Fact Sheet – AARP
- Small Business Health Options Program (SHOP) Marketplace Help Center – for small business owners
- Health Care – Small Business Administration (SBA)
- Affordable Care Act Tax Provisions – IRS
- Employee Benefits Security Administration – Department of Labor
- Key Features of the Affordable Care Act | Fact Sheets – U.S. Department of Health and Human Services
- Health Care Reform: A Guide to Health Insurance and Affordable Care Act – WebMD